Withholding tune-up
Compare the estimate with W-2 withholding and adjust Form W-4 to reduce a surprise or unnecessary overpayment.
Requires eligibility and evidence reviewYour US federal tax,
translated into decisions.
Bring your employment records together and see tax paid, estimated balance, take-home pay and practical saving opportunities.
2026 federal income tax and employee FICA estimate. State, city, credits, self-employment and investment income are not included. Itemized deductions can be compared with the standard deduction.
Ruleset: IRS 2026 federalBuild your first estimate
Enter annual totals. The document register helps check that no source is forgotten.
Bring every record together
W-2, pay stubs, 1099, 1098, 401(k) and HSA statements
PDF, JPG or PNG · document classification is active; country-specific field extraction is beta.Enter annual income to calculate
Gross employment income$0
Standard deduction$16,100
Estimated taxable income$0
Federal income tax—
Social Security + Medicare—
Estimated total tax burden—
Possible refund / overwithholding—
Estimated annual take-home—
Where we would investigate next
Pre-tax benefits review
Test eligible 401(k), HSA and employer benefit elections against cash-flow needs and payroll deadlines.
Requires eligibility and evidence reviewMissing-credit interview
Check dependants, education, childcare, energy and other credits only after eligibility evidence is confirmed.
Requires eligibility and evidence reviewState and local tax layer
Add residence and work state before treating this as a complete US tax plan.
Requires eligibility and evidence review